When the Banker holds a two-card total of 3 and the Player draws a third card with a point value of 8 (a 8), the official Punto Banco tableau mandates that the Banker STANDS. Every such hand resolves in exactly 5 cards (3 Player, 2 Banker).
Engine-verified scoreboard accompanying the Banker 3 vs. Player third-card 8 (STAND) cell.
Column 4 has 1 bead. Column 3 has 1 bead. Same depth → red (=).
Common table reading watchout: Comparing the wrong columns. Compare Column 4, the one that just finished, with Column 3.
Column 5 has 1 bead. Column 3 has 1 bead. Same depth → red (=).
Common table reading watchout: Comparing the wrong columns. Compare Column 5, the one that just finished, with Column 3.
This bead is at Row 2. Column 3 stopped at Row 1, one row above → blue (≠).
Common table reading watchout: Thinking "no bead at this row" means blue. It is blue only when Column 3 stopped exactly one row above this bead.
Verified directly against packages/core/lib/baccarat/handResolution.ts.
Player holds 3 cards and Banker holds 2 cards.
Resulting modulo-10 Player totals when adding 8 to legal drawing totals 0–5.
How a standing Banker 3 compares against the 6 possible Player 3-card totals when P3=8.
Confirmed via resolveHand() with sample sixth card 5 (3B/2P/1T across the 6 Player starts).
This is the single most famous exception in the entire baccarat tableau: Banker holds 3, Player draws an 8 as their third card, and the Banker MUST STAND.
When the Player draws an 8 onto an initial total of 2, 3, 4, or 5, the Player's modulo-10 total wraps around to 0, 1, 2, or 3. Standing on 3 lets the Banker beat 0, 1, and 2 outright and tie 3 without risking a high card that wraps Banker's 3 down to 0, 1, or 2.
For Banker 3 facing Player's third card 8 (8), combining 8 with the 6 legal Player starts (0..5) yields the specific Player 3-card sequence [0+8→8; 1+8→9; 2+8→0; 3+8→1; 4+8→2; 5+8→3], against which Banker 3 (10+3) tallies 3 standing wins, 1 pushes, and 2 deficits.
| Player 2-Card Start | Player Draws 8 (Value 8) | Banker 3 Tableau Rule | Hand Size | Sample Outcome (Banker Draw = 5) |
|---|---|---|---|---|
| Player starts at 0 (10+K) | Draws 8 (val 8) → Player 3-card total 8 | Banker 3 STANDS at 2-card total 3 | 5 cards dealt | Player wins (8 vs 3) |
| Player starts at 1 (10+A) | Draws 8 (val 8) → Player 3-card total 9 | Banker 3 STANDS at 2-card total 3 | 5 cards dealt | Player wins (9 vs 3) |
| Player starts at 2 (A+A) | Draws 8 (val 8) → Player 3-card total 0 | Banker 3 STANDS at 2-card total 3 | 5 cards dealt | Banker wins (3 vs 0) |
| Player starts at 3 (A+2) | Draws 8 (val 8) → Player 3-card total 1 | Banker 3 STANDS at 2-card total 3 | 5 cards dealt | Banker wins (3 vs 1) |
| Player starts at 4 (2+2) | Draws 8 (val 8) → Player 3-card total 2 | Banker 3 STANDS at 2-card total 3 | 5 cards dealt | Banker wins (3 vs 2) |
| Player starts at 5 (2+3) | Draws 8 (val 8) → Player 3-card total 3 | Banker 3 STANDS at 2-card total 3 | 5 cards dealt | Tie at 3 |
In the [3 vs 8] stand branch (10+3 pat at 3 against Player's 8), dealing stops at 5 cards—eliminating 3-card Banker Dragon 7 while preserving Panda 8 whenever Player opened on 0 (2+2) and drew 8.
Testing [3 vs 8] with sixth-card 5 across all 6 Player starts yields 3B / 2P / 1T on shoe BBBBPBPBPPPB…
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