Terms of Service

Last updated: January 12, 2026

1. Acceptance of Terms

By accessing or using Baccarat Smart Academy ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our Service.

2. Educational Purpose

Baccarat Smart Academy is an educational platform designed to teach users how to read and understand baccarat scoreboard patterns (Big Road, Big Eye Boy, Small Road, and Cockroach Pig). Our content is provided for educational and informational purposes only.

Important Disclaimer:

  • Scoreboard patterns show historical data, not future predictions
  • Each baccarat hand is statistically independent
  • No pattern recognition system can predict or influence game outcomes
  • We do not provide gambling advice or betting strategies

3. User Accounts

To access certain features of the Service, you may be required to create an account. You agree to:

  • Provide accurate and complete registration information
  • Maintain the security of your account credentials
  • Notify us immediately of any unauthorized access
  • Accept responsibility for all activities under your account

4. Prohibited Uses

You agree not to:

  • Use the Service for any unlawful purpose
  • Share your account credentials with others
  • Attempt to circumvent any security features
  • Copy, distribute, or modify our educational content without permission
  • Use automated systems to access the Service
  • Misrepresent our educational content as gambling advice or prediction tools

5. Intellectual Property

All content on Baccarat Smart Academy, including text, graphics, logos, and educational materials, is the property of Baccarat Smart Academy or its licensors. You may not reproduce, distribute, or create derivative works without our written consent.

6. Subscription and Payments

If you purchase a subscription to our premium content:

  • Payments are processed securely through Stripe
  • Subscriptions auto-renew unless cancelled before the renewal date
  • Refund requests are handled according to our refund policy
  • Prices are subject to change with notice to existing subscribers

7. Limitation of Liability

To the maximum extent permitted by law, Baccarat Smart Academy shall not be liable for:

  • Any gambling losses or financial decisions made based on our educational content
  • Indirect, incidental, or consequential damages
  • Interruptions or errors in the Service
  • Actions of third parties

Our educational content does not constitute financial, legal, or gambling advice. Users assume all risks associated with gambling activities.

8. Age Requirement

You must be at least 18 years old (or the legal gambling age in your jurisdiction, whichever is higher) to use this Service. By using the Service, you confirm that you meet this age requirement.

9. Termination

We reserve the right to suspend or terminate your account at any time for violations of these terms or for any other reason at our discretion. Upon termination, your right to use the Service ceases immediately.

10. Changes to Terms

We may modify these Terms at any time. Continued use of the Service after changes constitutes acceptance of the new Terms. We will notify users of significant changes via email or through the Service.

11. Contact Information

For questions about these Terms of Service, please contact us at:

Email: support@baccaratsmart.com

By using Baccarat Smart Academy, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.