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TOTAL-CARDS AUDIT · SMALL (4 CARDS)

Small (4 Cards Only) Side Bet Audit: 1.5:1 Payout & 5.276% House Edge

[SML4] Wins 1.5 to 1 whenever neither Player nor Banker draws a third card (hand resolves in exactly 4 cards). In a 8-deck (416-card) shoe, Small (Exactly 4 Cards Dealt) achieves a 37.8897% exact hit frequency at 1.5 to 1, producing a 5.2758% house edge and 1.213u per-unit standard deviation compared to 1.0579% on standard 5%-commission Banker.

SML4 Payout
1.5 to 1
SML4 Hit Rate
37.8897%
SML4 House Edge
5.2758%
SML4 Volatility
1.213u
Engine-Verified Scoreboard · 18 Hands

Read the Board at Table Speed

Open this shoe in /calculator
Big Road P B P B P B P P B B P P B B P B P B
Big Eye Boy = = = = = ≠ ≠ = = = = = = ≠ = =
Small Road = = = = ≠ ≠ ≠ ≠ = = = = ≠ ≠ =
Cockroach Pig = = = ≠ ≠ ≠ ≠ ≠ ≠ = = ≠ ≠ ≠

SML4 (Small (Exactly 4 Cards Dealt)) scoreboard sample. Derived-road red/blue marks track Big Road column symmetry, never SML4 side-bet triggers.

Big Road B is Banker, P is Player Roads under it Red (=): repeating Blue (≠): breaking
Step-by-Step Mark Proofs (Rule 1 & Rule 2)
Big Eye Boy Mark #2

Column 3 has 1 bead. Column 2 has 1 bead. Same depth → red (=).

  1. Column 4 starts, so use Rule 1: compare Column 3 with Column 2, 1 column further back.
  2. Column 3 has 1 bead. Column 2 has 1 bead. Same depth → red (=).

Common table reading watchout: Comparing the wrong columns. Compare Column 3, the one that just finished, with Column 2.

Small Road Mark #2

Column 4 has 1 bead. Column 2 has 1 bead. Same depth → red (=).

  1. Column 5 starts, so use Rule 1: compare Column 4 with Column 2, 2 columns further back.
  2. Column 4 has 1 bead. Column 2 has 1 bead. Same depth → red (=).

Common table reading watchout: Comparing the wrong columns. Compare Column 4, the one that just finished, with Column 2.

Cockroach Pig Mark #2

Column 5 has 1 bead. Column 2 has 1 bead. Same depth → red (=).

  1. Column 6 starts, so use Rule 1: compare Column 5 with Column 2, 3 columns further back.
  2. Column 5 has 1 bead. Column 2 has 1 bead. Same depth → red (=).

Common table reading watchout: Comparing the wrong columns. Compare Column 5, the one that just finished, with Column 2.

Verified Reference Data

Key Facts & Table Specifications

SML4 Paytable Return
1.5 to 1

Wins 1.5 to 1 whenever neither Player nor Banker draws a third card (hand resolves in exactly 4 cards).

SML4 Exact Hit Rate
37.8897%

Enumerated across 8-deck (416-card) finite deals.

SML4 House Edge
5.2758%

Compared against 1.0579% Banker and 1.2351% Player main bets.

SML4 Unit Volatility (SD)
1.213u

Per-hand standard deviation for Small (Exactly 4 Cards Dealt) (SML4).

SML4 Floor Scope
8-Deck Layout

Macau, Singapore, and Asian-rules digital scoreboards

SML4 ACTUARIAL PAYTABLE

Small (Exactly 4 Cards Dealt) (SML4) Combinatorial Breakdown & Jurisdiction Audit

[SML4-RULE] Gaming-lab specification SML4 quantifies Small (Exactly 4 Cards Dealt) across 416 cards: Wins 1.5 to 1 whenever neither Player nor Banker draws a third card (hand resolves in exactly 4 cards). Occurs on all 31.83% natural hands plus 6.06% of hands where Player stands on 6 or 7 and Banker simultaneously stands on 6 or 7.

[SML4-EDGE] Floor audit SML4 audits a 37.8897% hit rate against the 1.5 to 1 paytable, which measures a 5.2758% house hold and 1.213u volatility across Macau, Singapore, and Asian-rules digital scoreboards. Because SML4 tabulates card ranks and totals dealt from the 8-deck shoe, scoreboard trends on Big Eye Boy, Small Road, and Cockroach Pig never alter SML4 probabilities.

SML4 ParameterSML4 ValueSML4 Main Banker RefSML4 Main Player RefSML4 Audit Note
SML4 Shoe Model8 Decks (416c) [SML4]8D 416c [SML4]8D 416c [SML4]SML4 finite without replacement
SML4 Paytable1.5 to 1 [SML4]0.95 to 1 [SML4]1.00 to 1 [SML4]SML4 settled on deal completion
SML4 Hit Rate37.8897% [SML4]45.8597% [SML4]44.6247% [SML4]SML4 exact six-card count
SML4 House Edge5.2758% [SML4]1.0579% [SML4]1.2351% [SML4]SML4 house hold per unit
SML4 Std Dev1.213u [SML4]0.931u [SML4]0.951u [SML4]SML4 single-hand dispersion
  • SML4 trigger check: Wins 1.5 to 1 whenever neither Player nor Banker draws a third card (hand resolves in exactly 4 cards).
  • SML4 combinatorial proof: Occurs on all 31.83% natural hands plus 6.06% of hands where Player stands on 6 or 7 and Banker simultaneously stands on 6 or 7.
  • SML4 independence verification: derived-road marks on PBPBPBPP never shift SML4 (5.2758% edge).
Table Reality Check

Myth vs. Truth

MythSmall only wins when a Natural 8 or 9 is dealt.
TruthSmall wins on all naturals (31.83%) AND whenever both Player and Banker stand on two-card totals of 6 or 7 (6.06%), totaling 37.8897% (5.2758% house edge).
6 modules · 36 lessons · $25/month · Module 1 (10 lessons) free

Read Every Derived Road at Table Speed

Every reference guide, glossary definition, and road calculator on Baccarat Smart is open for everyone. When you want all 6 modules and 36 lessons (about 5.5 hours of lessons) organized in structured step-by-step order with 74 hands-on boards, 94 quiz checks along the way, and Cloud Shoe Log sync across web, iPhone, and Android, start Module 1 (10 lessons, about 64 minutes of lessons) free or unlock full membership for $25 a month.

  • Structured step-by-step track across Foundations, Big Eye Boy, Small Road, and Cockroach Pig
  • 74 interactive lesson scoreboards and 94 inline quiz checks with plain-English mark feedback
  • Cloud Shoe Log and cross-device progress on web, iOS, and Android