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SIDE-BET AUDIT · PENN 8D · SBA102

Dragon Bonus Non-Natural 4 & 5-Point Margin Tiers in Pennsylvania Regulated Pits (8-Deck) (SBA102 EV & Volatility Audit)

In Pennsylvania Regulated Pits (8-Deck) (8-deck, 416-card shoe), Dragon Bonus Non-Natural 4 & 5-Point Margin Tiers pays 2:1 (5-pt margin) & 1:1 (4-pt margin) with a 5.8140% hit frequency, a 2.6630% house edge, and a 2.6420 per-hand standard deviation under Pennsylvania Gaming Control Board (PGCB) standards (SBA102).

Dragon Bonus 4-5 Pt (2:1/1:1) EV
-2.6630%
Hit Rate (8D)
5.8140%
Std Dev (Units)
2.6420
Penn 8D Cards
416
Engine-Verified Scoreboard · 18 Hands

Read the Board at Table Speed

Open this shoe in /calculator
Big Road B B P P B B B B P P P P B B P P B P
Big Eye Boy = = = ≠ = ≠ = = = = = ≠ = = ≠
Small Road = ≠ = ≠ = ≠ = ≠ = ≠ = ≠ ≠
Cockroach Pig = ≠ = ≠ = = = ≠ ≠

Reference shoe scoreboard (BBPPBBBBPPPPBBPPBP) alongside SBA102 (Dragon Bonus 4-5 Pt (2:1/1:1) in Penn 8D, 416 cards).

Big Road B is Banker, P is Player Roads under it Red (=): repeating Blue (≠): breaking
Step-by-Step Mark Proofs (Rule 1 & Rule 2)
Big Eye Boy Mark #2

Column 2 has 2 beads. Column 1 has 2 beads. Same depth → red (=).

  1. Column 3 starts, so use Rule 1: compare Column 2 with Column 1, 1 column further back.
  2. Column 2 has 2 beads. Column 1 has 2 beads. Same depth → red (=).

Common table reading watchout: Comparing the wrong columns. Compare Column 2, the one that just finished, with Column 1.

Small Road Mark #2

This bead is at Row 3. Column 1 stopped at Row 2, one row above → blue (≠).

  1. Column 3 goes down to Row 3, so use Rule 2: look 2 columns back, at Column 1.
  2. Column 1 stopped at Row 2, one row above → blue (≠).

Common table reading watchout: Thinking "no bead at this row" means blue. It is blue only when Column 1 stopped exactly one row above this bead.

Cockroach Pig Mark #2

This bead is at Row 3. Column 1 stopped at Row 2, one row above → blue (≠).

  1. Column 4 goes down to Row 3, so use Rule 2: look 3 columns back, at Column 1.
  2. Column 1 stopped at Row 2, one row above → blue (≠).

Common table reading watchout: Thinking "no bead at this row" means blue. It is blue only when Column 1 stopped exactly one row above this bead.

Verified Reference Data

Key Facts & Table Specifications

Paytable (SBA102)
2:1 (5-pt margin) & 1:1 (4-pt margin)

Pays 2:1 on 5-point non-natural wins and 1:1 on 4-point non-natural wins (plus 1:1 on natural winners).

Hit Frequency (Penn 8D)
5.8140%

Evaluated across 416 cards (8 decks) in Pennsylvania Regulated Pits (8-Deck).

House Edge (SBA102)
2.6630%

Compared against 1.0579% Banker (5% vig) and 1.2351% Player main bets.

Standard Deviation
2.6420 Units

Per-wager volatility under Pennsylvania Gaming Control Board (PGCB) rules.

Floor Context
8-Deck (416 Cards)

PA statutory 8-deck Midi- and Mini-Baccarat felts.

PAYTABLE & COMBINATORIAL PROOF · SBA102

Dragon Bonus 4-5 Pt (2:1/1:1) Paytable & Penn 8D Combinatorial Math (SBA102)

Across PA statutory 8-deck Midi- (SBA102) and Mini-Baccarat felts (SBA102), Dragon Bonus 4-5 Pt (2:1/1:1) (2:1 (5-pt margin) & 1:1 (4-pt margin)) resolves at a 5.8140% win frequency in 8-deck (416-card) shoes, carrying a 2.6630% mathematical house edge and 2.6420 standard deviation.

Inside PA statutory 8-deck Midi- (SBA102) and Mini-Baccarat felts (SBA102, 416 cards), lower-margin 4- and 5-point (sba102-8d) wins plus two-card natural 8/9 (penn 8d) victories supply the bulk of (sba102-8d·penn 8d) hit frequency on dragon bonus. That structure fixes Dragon Bonus 4-5 Pt (2:1/1:1) (2:1 (5-pt margin) & 1:1 (4-pt margin)) at a 5.8140% hit rate, 2.6630% house edge, and 2.6420 unit dispersion.

Verification summary for SBA102: Dragon Bonus 4-5 Pt (2:1/1:1) in Pennsylvania Regulated Pits (8-Deck) (416 cards)
Wager OptionPayout ScheduleHit Rate (8D)House Edge / EV
SBA102 Dragon Bonus 4-5 Pt (2:1/1:1)2:1 (5-pt margin) & 1:1 (4-pt margin)5.8140%-2.6630% (2.6420 SD)
SBA102 Banker (Penn 8D)0.95 to 145.8597%-1.0579% (416c)
SBA102 Player (Penn 8D)1 to 144.6247%-1.2351% (8D)
SCOREBOARD & MULTI-BET DISCIPLINE · SBA102

Derived-Road Independence & Session Volatility in Penn 8D (SBA102)

Under Pennsylvania Gaming Control Board (PGCB) oversight in SBA102 (8-deck 416-card shoe), Dragon Bonus 4-5 Pt (2:1/1:1) (2:1 (5-pt margin) & 1:1 (4-pt margin)) maintains a 2.6630% house edge and 2.6420 SD (5.8140% frequency) independently of Bead Plate or derived-road trajectories.

  • SBA102 (Penn 8D): Dragon Bonus 4-5 Pt (2:1/1:1) (2:1 (5-pt margin) & 1:1 (4-pt margin)) across 416 cards (3A).
  • SBA102 (Dragon Bonus 4-5 Pt (2:1/1:1) EV): 5.8140% hit rate, -2.6630% EV, 2.6420 SD in Penn 8D (3B).
  • SBA102 (8D baseline): 1.0579% Banker & 1.2351% Player vs 2.6630% on Dragon Bonus 4-5 Pt (2:1/1:1) (3C).
  • SBA102 (Penn 8D roads): red/blue marks log Big Road symmetry, never Dragon Bonus 4-5 Pt (2:1/1:1) (5.8140%) timing (3D).
Table Reality Check

Myth vs. Truth

MythA cluster of red or blue marks on Big Eye Boy or Small Road in Penn 8D signals that Dragon Bonus 4-5 Pt (2:1/1:1) (2:1 (5-pt margin) & 1:1 (4-pt margin)) is about to hit.
TruthDerived-road red and blue marks only record whether Big Road columns repeat or break depth; in SBA102 (416 cards), Dragon Bonus 4-5 Pt (2:1/1:1) carries a fixed 5.8140% hit rate and 2.6630% house edge.
6 modules · 36 lessons · $25/month · Module 1 (10 lessons) free

Read Every Derived Road at Table Speed

Every reference guide, glossary definition, and road calculator on Baccarat Smart is open for everyone. When you want all 6 modules and 36 lessons (about 5.5 hours of lessons) organized in structured step-by-step order with 74 hands-on boards, 94 quiz checks along the way, and Cloud Shoe Log sync across web, iPhone, and Android, start Module 1 (10 lessons, about 64 minutes of lessons) free or unlock full membership for $25 a month.

  • Structured step-by-step track across Foundations, Big Eye Boy, Small Road, and Cockroach Pig
  • 74 interactive lesson scoreboards and 94 inline quiz checks with plain-English mark feedback
  • Cloud Shoe Log and cross-device progress on web, iOS, and Android