In Pennsylvania Regulated Pits (8-Deck) (8-deck, 416-card shoe), 3-Card Win & Contrarian Color-Flip Side Wager Audit pays 2:1 (3-Card Win) / 4:1 (Both 3-Card) with a 28.4500% hit frequency, a 6.8600% house edge, and a 1.8480 per-hand standard deviation under Pennsylvania Gaming Control Board (PGCB) standards (SBA432).
Reference shoe scoreboard (BBPPPBBBPPBPTBPBBP) alongside SBA432 (3-Card Win & Contrarian in Penn 8D, 416 cards).
This bead is at Row 3. Column 1 stopped at Row 2, one row above → blue (≠).
Common table reading watchout: Thinking "no bead at this row" means blue. It is blue only when Column 1 stopped exactly one row above this bead.
This bead is at Row 3. Column 1 stopped at Row 2, one row above → blue (≠).
Common table reading watchout: Thinking "no bead at this row" means blue. It is blue only when Column 1 stopped exactly one row above this bead.
Column 4 has 2 beads. Column 1 has 2 beads. Same depth → red (=).
Common table reading watchout: Comparing the wrong columns. Compare Column 4, the one that just finished, with Column 1.
Pays when the selected side wins strictly using a three-card drawn total rather than a two-card standing hand.
Evaluated across 416 cards (8 decks) in Pennsylvania Regulated Pits (8-Deck).
Compared against 1.0579% Banker (5% vig) and 1.2351% Player main bets.
Per-wager volatility under Pennsylvania Gaming Control Board (PGCB) rules.
PA statutory 8-deck Midi- and Mini-Baccarat felts.
Actuarial verification SBA432 for 3-Card Win & Contrarian (2:1 (3-Card Win) / 4:1 (Both 3-Card)) in Pennsylvania Regulated Pits (8-Deck) (8-deck 416-card shoe) establishes a 28.4500% trigger share, -6.8600% expectation, and 1.8480 standard deviation.
In SBA432 (Penn 8D, 8 decks / 416 cards), pays when the selected (sba432) side wins strictly using a (penn 8d) three-card drawn total rather than (sba432·penn 8d) a two-card standing hand and separates five- and six-card (sba432-8d) drawn victories from four-card natural (penn 8d) and standing 6/7 resolutions, resulting in a 28.4500% hit probability, 6.8600% house edge, and 1.8480 SD.
| Wager Option | Payout Schedule | Hit Rate (8D) | House Edge / EV |
|---|---|---|---|
| SBA432 3-Card Win & Contrarian | 2:1 (3-Card Win) / 4:1 (Both 3-Card) | 28.4500% | -6.8600% (1.8480 SD) |
| SBA432 Banker (Penn 8D) | 0.95 to 1 | 45.8597% | -1.0579% (416c) |
| SBA432 Player (Penn 8D) | 1 to 1 | 44.6247% | -1.2351% (8D) |
Verifying SBA432 (3-Card Win & Contrarian Color-Flip Side Wager Audit in Penn 8D, 416 cards) shows that no sequence of Big Road streaks or derived-road marks alters the 28.4500% probability or 6.8600% house hold (1.8480 SD) of 2:1 (3-Card Win) / 4:1 (Both 3-Card).
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