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JURISDICTION HUB · NEW YORK (NY)

New York (NY) Casino Baccarat Guide: NYSGC Statutory Rules & 5-Road Scoreboards

Licensed New York (NY) casino baccarat pits operate under New York State Gaming Commission (NYSGC) pursuant to 9 NYCRR Subtitle T Part 5324.20 (Baccarat and Minibaccarat). Across Monticello, Schenectady, Waterloo, Verona, Niagara Falls, and Salamanca, New York gaming floors enforce a 21+ entry requirement and deal from 8-deck commercial and Class III tribal shoe under 9 NYCRR Part 5324 setups using 5% Banker vigorish or NYSGC-authorized EZ / No-Commission table rules.

NY Legal Age
21+
NY Properties
9
NY Sample Shoe
22 Cols
NYSGC Shoe Standard
8 Decks
Engine-Verified Scoreboard · 40 Hands

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Big Road P P B P P B B P P B B B B B B B P P P B P B P P B B B P B P B B P B B B
Big Eye Boy ≠ ≠ ≠ = = = = = ≠ = ≠ ≠ ≠ = ≠ = = = ≠ = = ≠ ≠ = ≠ ≠ ≠ = = ≠ ≠ ≠ ≠ ≠ ≠
Small Road = = ≠ ≠ = = = ≠ = ≠ ≠ = = ≠ ≠ = ≠ ≠ ≠ = ≠ ≠ ≠ = ≠ ≠ ≠ = ≠ ≠ = = = =
Cockroach Pig = = ≠ ≠ = ≠ = ≠ ≠ = ≠ ≠ = = ≠ = ≠ ≠ ≠ ≠ ≠ = ≠ = ≠ ≠ ≠ ≠ = ≠ ≠ ≠

Verified 40-hand New York (NY) 8-deck shoe (21B / 17P / 2T across 22 NY Big Road columns) under NYSGC display standards.

Big Road B is Banker, P is Player Roads under it Red (=): repeating Blue (≠): breaking
Step-by-Step Mark Proofs (Rule 1 & Rule 2)
Big Eye Boy (Lookback 1) Verified Mark #3

Column 3 has 2 beads. Column 2 has 1 bead. Different depth → blue (≠).

  1. Column 4 starts, so use Rule 1: compare Column 3 with Column 2, 1 column further back.
  2. Column 3 has 2 beads. Column 2 has 1 bead. Different depth → blue (≠).

Common table reading watchout: Comparing the wrong columns. Compare Column 3, the one that just finished, with Column 2.

Small Road (Lookback 2) Verified Mark #3

This bead is at Row 2. Column 2 stopped at Row 1, one row above → blue (≠).

  1. Column 4 goes down to Row 2, so use Rule 2: look 2 columns back, at Column 2.
  2. Column 2 stopped at Row 1, one row above → blue (≠).

Common table reading watchout: Thinking "no bead at this row" means blue. It is blue only when Column 2 stopped exactly one row above this bead.

Cockroach Pig (Lookback 3) Verified Mark #3

This bead is at Row 2. Column 2 stopped at Row 1, one row above → blue (≠).

  1. Column 5 goes down to Row 2, so use Rule 2: look 3 columns back, at Column 2.
  2. Column 2 stopped at Row 1, one row above → blue (≠).

Common table reading watchout: Thinking "no bead at this row" means blue. It is blue only when Column 2 stopped exactly one row above this bead.

Verified Reference Data

Key Facts & Table Specifications

New York (NY) Primary Regulator
New York State Gaming Commission (NYSGC)

Governing statute in New York: 9 NYCRR Subtitle T Part 5324.20 (Baccarat and Minibaccarat).

Source: https://gaming.ny.gov/ (opens in a new tab) · Checked 2026-11-09
New York (NY) Legal Gaming Age
21+ Years Old (United States)

Verified photo ID inspection enforced by NYSGC across Monticello, Schenectady, Waterloo, Verona, Niagara Falls, and Salamanca.

Source: https://gaming.ny.gov/ (opens in a new tab) · Checked 2026-11-09
New York (NY) Shoe & Dealing Standard
8-deck commercial and Class III tribal shoe under 9 NYCRR Part 5324

Approved NY variants: Part 5324 Midi-Baccarat; Upstate Commercial Minibaccarat; Tribal Compact EZ Baccarat.

Source: https://gaming.ny.gov/ (opens in a new tab) · Checked 2026-11-09
New York (NY) Commission Framework
5% Banker vigorish or NYSGC-authorized EZ / No-Commission table rules

Audited across 9 verified New York casino floors.

Source: https://gaming.ny.gov/ (opens in a new tab) · Checked 2026-11-09
New York (NY) Scoreboard Display
Catskills, Schenectady, Finger Lakes, and Niagara 5-road tote boards

NY sample shoe logs 40 hands, 22 Big Road columns, and 35 Big Eye Boy marks.

Source: https://gaming.ny.gov/ (opens in a new tab) · Checked 2026-11-09
NY STATUTORY & COMMISSION FRAMEWORK

NYSGC Baccarat Rules Under 9 NYCRR Subtitle T Part 5324.20 (Baccarat and Minibaccarat) in New York

In New York (NY), New York State Gaming Commission (NYSGC) enforces 9 NYCRR Subtitle T Part 5324.20 (Baccarat and Minibaccarat) across licensed casino pits in Monticello, Schenectady, Waterloo, Verona, Niagara Falls, and Salamanca. Every New York table game license holder must submit 8-deck shoe specifications, Part 5324 Midi-Baccarat felt layouts, and 5% Banker vigorish or NYSGC-authorized EZ / No-Commission table rules plaques to NYSGC compliance inspectors before opening a pit in New York.

Players visiting New York casinos in Monticello, Schenectady, Waterloo, Verona, Niagara Falls, and Salamanca encounter Part 5324 Midi-Baccarat, Upstate Commercial Minibaccarat, and Tribal Compact EZ Baccarat dealt from 8-deck commercial and Class III tribal shoe under 9 NYCRR Part 5324 equipment. Under 9 NYCRR Subtitle T Part 5324.20 (Baccarat and Minibaccarat), NYSGC locks the Player 0–5 draw rule and the Banker third-card matrix across all 9 indexed New York properties.

Verified New York (NY) Casino Properties Audited Under NYSGC
NY Property & CityNY Operator & RegulatorNY Pit & VenueNY Commission Rule
Resorts World Catskills (Monticello, NY)Genting Group · NYSGCCrockfords Catskills High-Limit Squeeze Salon (Sullivan County Integrated Resort)5% Banker vigorish or NYSGC-authorized EZ / No-C (NY)
Rivers Schenectady (Schenectady, NY)Rush Street Gaming · NYSGCMohawk Harbor High-Limit Baccarat Lounge (Capital Region Waterfront Casino)5% Banker vigorish or NYSGC-authorized EZ / No-C (NY)
del Lago Resort (Waterloo, NY)Churchill Downs Inc. · NYSGCSeneca County Finger Lakes VIP Pit (Finger Lakes Commercial Resort Casino)5% Banker vigorish or NYSGC-authorized EZ / No-C (NY)
Tioga Downs Casino (Nichols, NY)American Racing and Entertainment · NYSGCSouthern Tier Susquehanna Table Concourse (Tioga County Racino & Resort)5% Banker vigorish or NYSGC-authorized EZ / No-C (NY)
Turning Stone Resort (Verona, NY)Oneida Indian Nation · NYSGCTower High-Limit Salon & Emerald Pit (Central New York Sovereign Tribal Resort)5% Banker vigorish or NYSGC-authorized EZ / No-C (NY)
Seneca Niagara (Niagara Falls, NY)Seneca Gaming Corporation · NYSGCFourth Street High-Limit Asian Gaming Salon (Niagara Frontier Tribal Mega-Resort)5% Banker vigorish or NYSGC-authorized EZ / No-C (NY)
Seneca Allegany (Salamanca, NY)Seneca Gaming Corporation · NYSGCAllegany High-Limit Midi-Baccarat Lounge (Southern Tier Mountain Tribal Resort)5% Banker vigorish or NYSGC-authorized EZ / No-C (NY)
Seneca Buffalo Creek (Buffalo, NY)Seneca Gaming Corporation · NYSGCMichigan Avenue Cobblestone Table Pit (Downtown Buffalo Tribal Casino)5% Banker vigorish or NYSGC-authorized EZ / No-C (NY)
  • New York (NY) statutory code: 9 NYCRR Subtitle T Part 5324.20 (Baccarat and Minibaccarat) enforced by NYSGC.
  • New York (NY) floor variants: Part 5324 Midi-Baccarat · Upstate Commercial Minibaccarat · Tribal Compact EZ Baccarat in Monticello, Schenectady, Waterloo, Verona, Niagara Falls, and Salamanca.
  • New York (NY) age and commission rule: 21+ entry with 5% Banker vigorish or NYSGC-authorized EZ / No-Commission table rules.
NY SCOREBOARDS & LOOKBACK VERIFICATION

How Catskills, Schenectady, Finger Lakes, and Niagara 5-road tote boards Track New York (NY) Shoes

Across Monticello, Schenectady, Waterloo, Verona, Niagara Falls, and Salamanca, Catskills, Schenectady, Finger Lakes, and Niagara 5-road tote boards display the Bead Plate, the 6-row Big Road, and the three lookback grids (Big Eye Boy, Small Road, and Cockroach Pig) for New York (NY) players. On this 40-hand New York trajectory (21 Banker wins, 17 Player wins, and 2 ties across 22 NY columns), NYSGC-compliant boards generate 35 Big Eye Boy marks, 34 Small Road marks, and 32 Cockroach Pig marks.

Because 9 NYCRR Subtitle T Part 5324.20 (Baccarat and Minibaccarat) requires physical 8-deck card shuffles and burn procedures at every New York (NY) table in Monticello, Schenectady, Waterloo, Verona, Niagara Falls, and Salamanca, scoreboard streaks recorded on Catskills, Schenectady, Finger Lakes, and Niagara 5-road tote boards reflect completed NY hands only and never alter the mathematical odds of the next card dealt in New York.

Table Reality Check

Myth vs. Truth

MythCasinos in New York (NY) can modify the Banker third-card drawing chart on Part 5324 Midi-Baccarat tables during weekend peak hours in Monticello, Schenectady, Waterloo, Verona, Niagara Falls, and Salamanca.
TruthUnder 9 NYCRR Subtitle T Part 5324.20 (Baccarat and Minibaccarat), New York State Gaming Commission (NYSGC) mandates the fixed Player and Banker third-card drawing tableau across every licensed New York table.
6 modules · 36 lessons · $25/month · Module 1 (10 lessons) free

Read Every Derived Road at Table Speed

Every reference guide, glossary definition, and road calculator on Baccarat Smart is open for everyone. When you want all 6 modules and 36 lessons (about 5.5 hours of lessons) organized in structured step-by-step order with 74 hands-on boards, 94 quiz checks along the way, and Cloud Shoe Log sync across web, iPhone, and Android, start Module 1 (10 lessons, about 64 minutes of lessons) free or unlock full membership for $25 a month.

  • Structured step-by-step track across Foundations, Big Eye Boy, Small Road, and Cockroach Pig
  • 74 interactive lesson scoreboards and 94 inline quiz checks with plain-English mark feedback
  • Cloud Shoe Log and cross-device progress on web, iOS, and Android