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JURISDICTION HUB · IOWA (IA)

Iowa (IA) Casino Baccarat Guide: IRGC Statutory Rules & 5-Road Scoreboards

Licensed Iowa (IA) casino baccarat pits operate under Iowa Racing and Gaming Commission (IRGC) pursuant to Iowa Code Chapter 99F & 491 IAC Chapter 11 (Gambling Games). Across Council Bluffs, Altoona, Riverside, Davenport, Bettendorf, and Dubuque, Iowa gaming floors enforce a 21+ entry requirement and deal from 8-deck IRGC-approved shoe across Missouri River, Des Moines, and Mississippi River casinos setups using 5% Banker vigorish or IRGC-authorized EZ Baccarat three-card Banker 7 push.

IA Legal Age
21+
IA Properties
7
IA Sample Shoe
26 Cols
IRGC Shoe Standard
8 Decks
Engine-Verified Scoreboard · 40 Hands

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Big Road P P P B B B P P B B P P B B P P B P B B P B P B P B P B B B P B B B
Big Eye Boy = = = = ≠ = = = = ≠ = = ≠ ≠ ≠ = = = = = = ≠ = = = ≠ ≠ ≠ ≠ ≠ = = =
Small Road = ≠ = ≠ = = ≠ ≠ = ≠ ≠ = ≠ = = = = = = ≠ = = = ≠ = = = = ≠ =
Cockroach Pig = ≠ = ≠ ≠ ≠ ≠ ≠ ≠ = = ≠ = = = = = = ≠ = = = ≠ = = ≠ ≠ ≠

Verified 40-hand Iowa (IA) 8-deck shoe (19B / 18P / 3T across 26 IA Big Road columns) under IRGC display standards.

Big Road B is Banker, P is Player Roads under it Red (=): repeating Blue (≠): breaking
Step-by-Step Mark Proofs (Rule 1 & Rule 2)
Big Eye Boy (Lookback 1) Verified Mark #3

Column 2 has 3 beads. Column 1 has 3 beads. Same depth → red (=).

  1. Column 3 starts, so use Rule 1: compare Column 2 with Column 1, 1 column further back.
  2. Column 2 has 3 beads. Column 1 has 3 beads. Same depth → red (=).

Common table reading watchout: Comparing the wrong columns. Compare Column 2, the one that just finished, with Column 1.

Small Road (Lookback 2) Verified Mark #3

This bead is at Row 2. Column 2 has a bead at Row 2 too → red (=).

  1. Column 4 goes down to Row 2, so use Rule 2: look 2 columns back, at Column 2.
  2. Column 2 has a bead at Row 2 too → red (=).

Common table reading watchout: Thinking "no bead at this row" means blue. It is blue only when Column 2 stopped exactly one row above this bead.

Cockroach Pig (Lookback 3) Verified Mark #3

This bead is at Row 2. Column 2 has a bead at Row 2 too → red (=).

  1. Column 5 goes down to Row 2, so use Rule 2: look 3 columns back, at Column 2.
  2. Column 2 has a bead at Row 2 too → red (=).

Common table reading watchout: Thinking "no bead at this row" means blue. It is blue only when Column 2 stopped exactly one row above this bead.

Verified Reference Data

Key Facts & Table Specifications

Iowa (IA) Primary Regulator
Iowa Racing and Gaming Commission (IRGC)

Governing statute in Iowa: Iowa Code Chapter 99F & 491 IAC Chapter 11 (Gambling Games).

Source: https://irgc.iowa.gov/ (opens in a new tab) · Checked 2026-11-09
Iowa (IA) Legal Gaming Age
21+ Years Old (United States)

Verified photo ID inspection enforced by IRGC across Council Bluffs, Altoona, Riverside, Davenport, Bettendorf, and Dubuque.

Source: https://irgc.iowa.gov/ (opens in a new tab) · Checked 2026-11-09
Iowa (IA) Shoe & Dealing Standard
8-deck IRGC-approved shoe across Missouri River, Des Moines, and Mississippi River casinos

Approved IA variants: IRGC Chapter 11 Mini-Baccarat; High-Limit Salon Midi-Baccarat; EZ Baccarat Dragon 7.

Source: https://irgc.iowa.gov/ (opens in a new tab) · Checked 2026-11-09
Iowa (IA) Commission Framework
5% Banker vigorish or IRGC-authorized EZ Baccarat three-card Banker 7 push

Audited across 7 verified Iowa casino floors.

Source: https://irgc.iowa.gov/ (opens in a new tab) · Checked 2026-11-09
Iowa (IA) Scoreboard Display
Council Bluffs, Altoona, Riverside, Davenport, and Bettendorf 5-road displays

IA sample shoe logs 40 hands, 26 Big Road columns, and 33 Big Eye Boy marks.

Source: https://irgc.iowa.gov/ (opens in a new tab) · Checked 2026-11-09
IA STATUTORY & COMMISSION FRAMEWORK

IRGC Baccarat Rules Under Iowa Code Chapter 99F & 491 IAC Chapter 11 (Gambling Games) in Iowa

In Iowa (IA), Iowa Racing and Gaming Commission (IRGC) enforces Iowa Code Chapter 99F & 491 IAC Chapter 11 (Gambling Games) across licensed casino pits in Council Bluffs, Altoona, Riverside, Davenport, Bettendorf, and Dubuque. Every Iowa table game license holder must submit 8-deck shoe specifications, IRGC Chapter 11 Mini-Baccarat felt layouts, and 5% Banker vigorish or IRGC-authorized EZ Baccarat three-card Banker 7 push plaques to IRGC compliance inspectors before opening a pit in Iowa.

Players visiting Iowa casinos in Council Bluffs, Altoona, Riverside, Davenport, Bettendorf, and Dubuque encounter IRGC Chapter 11 Mini-Baccarat, High-Limit Salon Midi-Baccarat, and EZ Baccarat Dragon 7 dealt from 8-deck IRGC-approved shoe across Missouri River, Des Moines, and Mississippi River casinos equipment. Under Iowa Code Chapter 99F & 491 IAC Chapter 11 (Gambling Games), IRGC locks the Player 0–5 draw rule and the Banker third-card matrix across all 7 indexed Iowa properties.

Verified Iowa (IA) Casino Properties Audited Under IRGC
IA Property & CityIA Operator & RegulatorIA Pit & VenueIA Commission Rule
Ameristar Bluffs IA (Council Bluffs, IA)PENN Entertainment · IRGCRiver Road Missouri Riverfront Table Pit (Omaha-Council Bluffs Riverboat Casino)5% Banker vigorish or IRGC-authorized EZ Baccara (IA)
Horseshoe Bluffs IA (Council Bluffs, IA)Caesars Entertainment · IRGC23rd Avenue High-Limit Midi-Baccarat Salon (Council Bluffs Land-Based Racino Floor)5% Banker vigorish or IRGC-authorized EZ Baccara (IA)
Prairie Meadows IA (Altoona, IA)Prairie Meadows Inc. · IRGCAdventureland Drive High-Limit Table Lounge (Greater Des Moines Flagship Racino)5% Banker vigorish or IRGC-authorized EZ Baccara (IA)
Riverside Casino IA (Riverside, IA)Elite Casino Resorts · IRGCBlue Top Ridge High-Limit Table Pit (Iowa City Corridor Resort Casino)5% Banker vigorish or IRGC-authorized EZ Baccara (IA)
Rhythm City Casino (Davenport, IA)Elite Casino Resorts · IRGCElmore Avenue I-80 Table Games Concourse (Quad Cities Land-Based Resort Casino)5% Banker vigorish or IRGC-authorized EZ Baccara (IA)
Isle Bettendorf IA (Bettendorf, IA)Caesars Entertainment · IRGCState Street Mississippi Waterfront Pit (Bettendorf Quad Cities Casino Hotel)5% Banker vigorish or IRGC-authorized EZ Baccara (IA)
Diamond Jo Dubuque (Dubuque, IA)Boyd Gaming · IRGCBell Street Port of Dubuque Table Pit (Tri-State Upper Mississippi Casino)5% Banker vigorish or IRGC-authorized EZ Baccara (IA)
  • Iowa (IA) statutory code: Iowa Code Chapter 99F & 491 IAC Chapter 11 (Gambling Games) enforced by IRGC.
  • Iowa (IA) floor variants: IRGC Chapter 11 Mini-Baccarat · High-Limit Salon Midi-Baccarat · EZ Baccarat Dragon 7 in Council Bluffs, Altoona, Riverside, Davenport, Bettendorf, and Dubuque.
  • Iowa (IA) age and commission rule: 21+ entry with 5% Banker vigorish or IRGC-authorized EZ Baccarat three-card Banker 7 push.
IA SCOREBOARDS & LOOKBACK VERIFICATION

How Council Bluffs, Altoona, Riverside, Davenport, and Bettendorf 5-road displays Track Iowa (IA) Shoes

Across Council Bluffs, Altoona, Riverside, Davenport, Bettendorf, and Dubuque, Council Bluffs, Altoona, Riverside, Davenport, and Bettendorf 5-road displays display the Bead Plate, the 6-row Big Road, and the three lookback grids (Big Eye Boy, Small Road, and Cockroach Pig) for Iowa (IA) players. On this 40-hand Iowa trajectory (19 Banker wins, 18 Player wins, and 3 ties across 26 IA columns), IRGC-compliant boards generate 33 Big Eye Boy marks, 30 Small Road marks, and 28 Cockroach Pig marks.

Because Iowa Code Chapter 99F & 491 IAC Chapter 11 (Gambling Games) requires physical 8-deck card shuffles and burn procedures at every Iowa (IA) table in Council Bluffs, Altoona, Riverside, Davenport, Bettendorf, and Dubuque, scoreboard streaks recorded on Council Bluffs, Altoona, Riverside, Davenport, and Bettendorf 5-road displays reflect completed IA hands only and never alter the mathematical odds of the next card dealt in Iowa.

Table Reality Check

Myth vs. Truth

MythCasinos in Iowa (IA) can modify the Banker third-card drawing chart on IRGC Chapter 11 Mini-Baccarat tables during weekend peak hours in Council Bluffs, Altoona, Riverside, Davenport, Bettendorf, and Dubuque.
TruthUnder Iowa Code Chapter 99F & 491 IAC Chapter 11 (Gambling Games), Iowa Racing and Gaming Commission (IRGC) mandates the fixed Player and Banker third-card drawing tableau across every licensed Iowa table.
6 modules · 36 lessons · $25/month · Module 1 (10 lessons) free

Read Every Derived Road at Table Speed

Every reference guide, glossary definition, and road calculator on Baccarat Smart is open for everyone. When you want all 6 modules and 36 lessons (about 5.5 hours of lessons) organized in structured step-by-step order with 74 hands-on boards, 94 quiz checks along the way, and Cloud Shoe Log sync across web, iPhone, and Android, start Module 1 (10 lessons, about 64 minutes of lessons) free or unlock full membership for $25 a month.

  • Structured step-by-step track across Foundations, Big Eye Boy, Small Road, and Cockroach Pig
  • 74 interactive lesson scoreboards and 94 inline quiz checks with plain-English mark feedback
  • Cloud Shoe Log and cross-device progress on web, iOS, and Android