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PLAYER STARTING TOTAL [PT5] · MANDATORY DRAW

Player Starting Total 5 (PT5): Mandatory Draw Rule & 10-Banker Matrix

When the Player's initial two cards sum to 5 (2+3 or A+4) in guide PT5, Punto Banco rules mandate a fifth-card draw whenever Banker holds 0–7 (and a 4-card lockout if Banker holds Natural 8 or 9).

Player 2-Card Total (PT5)
5
PT5 Primary Action
DRAW
PT5 Non-Nat Hand Size
5–6 Cards
PT5 10-Banker Sweep
8P/2B/0T
Engine-Verified Scoreboard · 34 Hands

Read the Board at Table Speed

Open this shoe in /calculator
Big Road B B B B P B P B P P P B B B P P B B B B P B P B B P P P B B B B P P
Big Eye Boy ≠ = = = ≠ = ≠ = = = = ≠ = ≠ = ≠ ≠ = = ≠ ≠ = ≠ ≠ = = ≠ ≠ =
Small Road ≠ = = ≠ = ≠ ≠ = ≠ = ≠ = = ≠ ≠ ≠ ≠ = ≠ ≠ ≠ = ≠ = ≠ = ≠ =
Cockroach Pig ≠ = ≠ = ≠ ≠ = ≠ ≠ ≠ = = ≠ ≠ ≠ ≠ ≠ ≠ = ≠ ≠ ≠ ≠ = = ≠ =

Engine-verified road board paired with Player two-card total 5 (PT5) resolution table.

Big Road B is Banker, P is Player Roads under it Red (=): repeating Blue (≠): breaking
Step-by-Step Mark Proofs (Rule 1 & Rule 2)
Big Eye Boy Mark #3

Column 4 has 1 bead. Column 3 has 1 bead. Same depth → red (=).

  1. Column 5 starts, so use Rule 1: compare Column 4 with Column 3, 1 column further back.
  2. Column 4 has 1 bead. Column 3 has 1 bead. Same depth → red (=).

Common table reading watchout: Comparing the wrong columns. Compare Column 4, the one that just finished, with Column 3.

Small Road Mark #3

Column 5 has 1 bead. Column 3 has 1 bead. Same depth → red (=).

  1. Column 6 starts, so use Rule 1: compare Column 5 with Column 3, 2 columns further back.
  2. Column 5 has 1 bead. Column 3 has 1 bead. Same depth → red (=).

Common table reading watchout: Comparing the wrong columns. Compare Column 5, the one that just finished, with Column 3.

Cockroach Pig Mark #3

This bead is at Row 2. Column 3 stopped at Row 1, one row above → blue (≠).

  1. Column 6 goes down to Row 2, so use Rule 2: look 3 columns back, at Column 3.
  2. Column 3 stopped at Row 1, one row above → blue (≠).

Common table reading watchout: Thinking "no bead at this row" means blue. It is blue only when Column 3 stopped exactly one row above this bead.

Verified Reference Data

Key Facts & Table Specifications

Player Total 5 (PT5) Classification
Mandatory Draw

isNatural(5)=false, playerShouldDraw(5)=true.

PT5 Sample Two-Card Pairs
2+3 and A+4 (Mod-10 = 5)

Verified two-card combinations producing initial Player total 5.

PT5 vs Banker 0–7 Action
Player Draws 5th Card (8/8)

Exact dealer sequence when Player 5 faces non-natural Banker 0–7.

PT5 vs Banker 8–9 Action
Banker Natural Lockout (4 Cards)

Natural priority rule verified across Banker 8 and Banker 9.

PT5 10-Banker Sample Sweep
8P / 2B / 0T (Sample 5th=4)

Audited across Banker totals 0–9 via resolveHand().

PLAYER RULE MATRIX · PT5

How Player Two-Card Total 5 (PT5) Resolves Against Every Banker Start (0–9)

In rule [PT5], Player opens with 2+3 or A+4 for modulo-10 total 5. Against Banker 0–7, [PT5] requires Player to draw a fifth card (such as 4 for 9) before Banker consults BANKER_TABLEAU.

Across all 10 Banker starts (0–9) in [PT5] with sample fifth-card 4, resolveHand() records 8 Player wins, 2 Banker wins, and 0 ties.

Rule PT5 Engine Audit: Player 5 (2+3) vs Banker 0–9
PT5 Banker StartPT5 Player StepPT5 Banker StepPT5 CardsPT5 Winner
[PT5:B0] B(10+K=0)[PT5:Draw] P=5 +4->9[PT5:B3] B=0 +8->8[PT5:Cnt] 6 cards[PT5:Res] P (9v8)
[PT5:B1] B(10+A=1)[PT5:Draw] P=5 +4->9[PT5:B3] B=1 +7->8[PT5:Cnt] 6 cards[PT5:Res] P (9v8)
[PT5:B2] B(10+2=2)[PT5:Draw] P=5 +4->9[PT5:B3] B=2 +6->8[PT5:Cnt] 6 cards[PT5:Res] P (9v8)
[PT5:B3] B(10+3=3)[PT5:Draw] P=5 +4->9[PT5:B3] B=3 +5->8[PT5:Cnt] 6 cards[PT5:Res] P (9v8)
[PT5:B4] B(2+2=4)[PT5:Draw] P=5 +4->9[PT5:B3] B=4 +4->8[PT5:Cnt] 6 cards[PT5:Res] P (9v8)
[PT5:B5] B(2+3=5)[PT5:Draw] P=5 +4->9[PT5:B3] B=5 +3->8[PT5:Cnt] 6 cards[PT5:Res] P (9v8)
[PT5:B6] B(3+3=6)[PT5:Draw] P=5 +4->9[PT5:BPat] B=6 stands at 6[PT5:Cnt] 5 cards[PT5:Res] P (9v6)
[PT5:B7] B(3+4=7)[PT5:Draw] P=5 +4->9[PT5:BPat] B=7 stands at 7[PT5:Cnt] 5 cards[PT5:Res] P (9v7)
[PT5:B8] B(10+8=8)[PT5:Nat] banker natural (5v8)[PT5:BPat] B=8 stands at 8[PT5:Cnt] 4 cards[PT5:Res] B (5v8)
[PT5:B9] B(10+9=9)[PT5:Nat] banker natural (5v9)[PT5:BPat] B=9 stands at 9[PT5:Cnt] 4 cards[PT5:Res] B (5v9)
  • [PT5-Check1] Announce Player two-card sum 5 (2+3) and check for Natural 8/9.
  • [PT5-Check2] Execute Mandatory Draw rule for [PT5] before resolving Banker's hand.
  • [PT5-Check3] Settle 8P/2B/0T sample sweep and log onto shoe BBBBPBPB.
Table Reality Check

Myth vs. Truth

MythA Player holding 5 (PT5) can elect to stand in high-limit Midi-Baccarat.
TruthRule PT5 is strictly mechanical under Punto Banco statutes; 2+3=5 always executes Mandatory Draw.
MythDerived road colors after a PT5 hand show whether Player or Banker won.
TruthRed (=) and Blue (≠) on derived roads describe Big Road column symmetry, never Player vs Banker.
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  • Structured step-by-step track across Foundations, Big Eye Boy, Small Road, and Cockroach Pig
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