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PLAYER STARTING TOTAL [PT3] · MANDATORY DRAW

Player Starting Total 3 (PT3): Mandatory Draw Rule & 10-Banker Matrix

When the Player's initial two cards sum to 3 (10+3 or 9+4) in guide PT3, Punto Banco rules mandate a fifth-card draw whenever Banker holds 0–7 (and a 4-card lockout if Banker holds Natural 8 or 9).

Player 2-Card Total (PT3)
3
PT3 Primary Action
DRAW
PT3 Non-Nat Hand Size
5–6 Cards
PT3 10-Banker Sweep
8P/2B/0T
Engine-Verified Scoreboard · 34 Hands

Read the Board at Table Speed

Open this shoe in /calculator
Big Road B P P B B B B P B P B B P P P B B B B P P B P P P B B B P B B P P B
Big Eye Boy ≠ ≠ = ≠ = ≠ ≠ = = ≠ ≠ = ≠ ≠ = = ≠ ≠ = ≠ ≠ ≠ = ≠ = = = ≠ ≠ ≠ = =
Small Road ≠ = = ≠ ≠ ≠ = ≠ ≠ ≠ = ≠ = ≠ = ≠ = ≠ ≠ = ≠ ≠ ≠ = ≠ ≠ = ≠ ≠ ≠
Cockroach Pig = ≠ ≠ ≠ ≠ ≠ = ≠ ≠ = = ≠ = = ≠ = = ≠ = ≠ ≠ = = ≠ = ≠

Engine-verified road board paired with Player two-card total 3 (PT3) resolution table.

Big Road B is Banker, P is Player Roads under it Red (=): repeating Blue (≠): breaking
Step-by-Step Mark Proofs (Rule 1 & Rule 2)
Big Eye Boy Mark #3

This bead is at Row 2. Column 2 has a bead at Row 2 too → red (=).

  1. Column 3 goes down to Row 2, so use Rule 2: look 1 column back, at Column 2.
  2. Column 2 has a bead at Row 2 too → red (=).

Common table reading watchout: Thinking "no bead at this row" means blue. It is blue only when Column 2 stopped exactly one row above this bead.

Small Road Mark #3

This bead is at Row 4. Column 1 stopped at Row 1, more than one row above → red (=).

  1. Column 3 goes down to Row 4, so use Rule 2: look 2 columns back, at Column 1.
  2. Column 1 stopped at Row 1, more than one row above → red (=).

Common table reading watchout: Thinking "no bead at this row" means blue. It is blue only when Column 1 stopped exactly one row above this bead.

Cockroach Pig Mark #3

Column 6 has 1 bead. Column 3 has 4 beads. Different depth → blue (≠).

  1. Column 7 starts, so use Rule 1: compare Column 6 with Column 3, 3 columns further back.
  2. Column 6 has 1 bead. Column 3 has 4 beads. Different depth → blue (≠).

Common table reading watchout: Comparing the wrong columns. Compare Column 6, the one that just finished, with Column 3.

Verified Reference Data

Key Facts & Table Specifications

Player Total 3 (PT3) Classification
Mandatory Draw

isNatural(3)=false, playerShouldDraw(3)=true.

PT3 Sample Two-Card Pairs
10+3 and 9+4 (Mod-10 = 3)

Verified two-card combinations producing initial Player total 3.

PT3 vs Banker 0–7 Action
Player Draws 5th Card (8/8)

Exact dealer sequence when Player 3 faces non-natural Banker 0–7.

PT3 vs Banker 8–9 Action
Banker Natural Lockout (4 Cards)

Natural priority rule verified across Banker 8 and Banker 9.

PT3 10-Banker Sample Sweep
8P / 2B / 0T (Sample 5th=6)

Audited across Banker totals 0–9 via resolveHand().

PLAYER RULE MATRIX · PT3

How Player Two-Card Total 3 (PT3) Resolves Against Every Banker Start (0–9)

In rule [PT3], Player opens with 10+3 or 9+4 for modulo-10 total 3. Against Banker 0–7, [PT3] requires Player to draw a fifth card (such as 6 for 9) before Banker consults BANKER_TABLEAU.

Across all 10 Banker starts (0–9) in [PT3] with sample fifth-card 6, resolveHand() records 8 Player wins, 2 Banker wins, and 0 ties.

Rule PT3 Engine Audit: Player 3 (10+3) vs Banker 0–9
PT3 Banker StartPT3 Player StepPT3 Banker StepPT3 CardsPT3 Winner
[PT3:B0] B(10+K=0)[PT3:Draw] P=3 +6->9[PT3:B3] B=0 +8->8[PT3:Cnt] 6 cards[PT3:Res] P (9v8)
[PT3:B1] B(10+A=1)[PT3:Draw] P=3 +6->9[PT3:B3] B=1 +7->8[PT3:Cnt] 6 cards[PT3:Res] P (9v8)
[PT3:B2] B(10+2=2)[PT3:Draw] P=3 +6->9[PT3:B3] B=2 +6->8[PT3:Cnt] 6 cards[PT3:Res] P (9v8)
[PT3:B3] B(10+3=3)[PT3:Draw] P=3 +6->9[PT3:B3] B=3 +5->8[PT3:Cnt] 6 cards[PT3:Res] P (9v8)
[PT3:B4] B(2+2=4)[PT3:Draw] P=3 +6->9[PT3:B3] B=4 +4->8[PT3:Cnt] 6 cards[PT3:Res] P (9v8)
[PT3:B5] B(2+3=5)[PT3:Draw] P=3 +6->9[PT3:B3] B=5 +3->8[PT3:Cnt] 6 cards[PT3:Res] P (9v8)
[PT3:B6] B(3+3=6)[PT3:Draw] P=3 +6->9[PT3:B3] B=6 +2->8[PT3:Cnt] 6 cards[PT3:Res] P (9v8)
[PT3:B7] B(3+4=7)[PT3:Draw] P=3 +6->9[PT3:BPat] B=7 stands at 7[PT3:Cnt] 5 cards[PT3:Res] P (9v7)
[PT3:B8] B(10+8=8)[PT3:Nat] banker natural (3v8)[PT3:BPat] B=8 stands at 8[PT3:Cnt] 4 cards[PT3:Res] B (3v8)
[PT3:B9] B(10+9=9)[PT3:Nat] banker natural (3v9)[PT3:BPat] B=9 stands at 9[PT3:Cnt] 4 cards[PT3:Res] B (3v9)
  • [PT3-Check1] Announce Player two-card sum 3 (10+3) and check for Natural 8/9.
  • [PT3-Check2] Execute Mandatory Draw rule for [PT3] before resolving Banker's hand.
  • [PT3-Check3] Settle 8P/2B/0T sample sweep and log onto shoe BPPBBBBP.
Table Reality Check

Myth vs. Truth

MythA Player holding 3 (PT3) can elect to stand in high-limit Midi-Baccarat.
TruthRule PT3 is strictly mechanical under Punto Banco statutes; 10+3=3 always executes Mandatory Draw.
MythDerived road colors after a PT3 hand show whether Player or Banker won.
TruthRed (=) and Blue (≠) on derived roads describe Big Road column symmetry, never Player vs Banker.
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  • Structured step-by-step track across Foundations, Big Eye Boy, Small Road, and Cockroach Pig
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